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Identity theft occurs when someone uses another's personally identifying information, like their name, identifying number, or credit card number, without their permission, to commit fraud or other crimes. "Determining the link between data breaches and identity theft is challenging, primarily because identity theft victims often do not know how their personal information was obtained", and identity theft is not always detectable by the individual victims, according to a report done for the FTC.

Identity fraud is often but not necessarily the consequence of identity theft.

An October 2010 article entitled "Cyber Crime Made Easy" explained the level to which hackers are using malicious software.

As one security specialist named Gunter Ollmann said, "Interested in credit card theft?

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